General FAQs
- Can I make changes to my insurance policy?
- Can I split the payment amongst the other owners?
- How do I contact CHU from overseas?
- What happens if I cannot answer some of the questions in the quote online or do not know some details?
- What is strata insurance?
- What should I read to understand the features, benefits, and risks of this insurance?
Contents Insurance FAQs
- What is CHU Contents Insurance and do I need it?
- Do I need Contents Insurance when my building has Strata Insurance?
- What is a Strata property?
- What is Contents Insurance Premier Coverage?
- Do I need to specify an individual item?
- I am moving to another strata property – can I alter my insured address?
- Can I cancel my Contents Insurance at any time?
- I have a non-strata property. Can I take out a Contents policy at this address?
- How much contents insurance do I need?
- How do I determine the value of my possessions for contents insurance?
- What exclusions should I be aware of in your contents insurance policy?
- Does CHU’s contents insurance cover theft outside of my home?
- Is contents insurance mandatory for renters?
Commercial Strata Insurance FAQs
- Do I need Commercial or Residential Strata Insurance?
- How do I measure whether my strata is more than 20% commercial?
- Will I be covered for any type of commercial tenancy?
- What strata insurance covers the property if I have residential and commercial tenants?
- What common areas are typically covered under commercial strata insurance?
- What is not covered by our commercial strata insurance policies?
- How does commercial strata insurance handle damage from natural disasters or emergencies?
Landlords Insurance for Strata FAQs
- What is landlord insurance and do I need it?
- Do I need landlord insurance when my building has Strata Building Insurance?
- What is a strata property?
- What does Landlord insurance cover me for?
- Do I need to advise of any of rental amount changes?
- What is an Excess Waiver?
- Do you cover AirBnB properties?
- Can I cancel my Landlords Insurance at any time?
- I have a non-strata property. Can I take out a Landlords policy at this address?
- Is landlord insurance compulsory in Australia?
- Do I need landlord insurance if I have building insurance?
- Can landlord insurance cover loss of rental income?
- What is not included in your landlord insurance policy?
- Is landlord insurance tax deductible?
Residential Strata Insurance FAQs
- How is strata insurance different from home insurance?
- Do I need to get additional insurance if I already have strata insurance?
- Is Residential Strata insurance mandatory?
- What is the excess on my policy?
- Are there any exclusions to the Residential Strata Insurance Plan?
- Why do I need Loss of Rent and Temporary Accommodation when my building is owner occupied?
- What is Fidelity Guarantee?
- What is Common Area Contents?
- Can I cancel my policy if I’ve sold my unit?
- What is Lot Owners Fixtures and Fittings?
- How does Office Bearers' Legal Liability protect lot owners?
- What is the minimum amount of Liability needed for my state and is there any other covers that I must have for my state for Residential Strata?
- What is Cladding?
- How do I know how much to insure my building or strata for?
- I have taken out Residential Strata Insurance - do I require any other insurance?