Wondering if you need insurance for your apartment, unit or townhouse?
If you live in a strata-titled property such as an apartment, unit, or townhouse, damage to the building and common areas, like gyms and pools, should be covered by strata insurance, which is mandated in each state and territory.
However, to protect your own personal possessions, as well as cover against any potential liability claims, you need to consider Contents Insurance.
Note: sub-limits may apply. Refer to your policy wording for full details on coverage.
Regardless of how modern and secure your apartment building is things go wrong. Events like pipes bursting, losing your keys or phone, your neighbours toilet overflowing, damage to your contents while in transit and people hurting themselves in your property or from items that belong to you should be covered by contents insurance.
Whether you’re an owner or tenant to be fully covered in the event of a claim you need contents insurance for your personal possessions and liability to others along with residential strata insurance for your building.
CHU organises the insurance of more buildings in Australia than any insurer, so when your building insurance is organised through CHU and you make a claim you may save on your excess payment and get quicker repairs. To see if your building is insured contact us:
