What contents are covered ?
The cover starts with your stuff in your home.
Your mobile phone, laptop and tablet are included. Your bike is covered, even when it’s stored outside (you have to lock it securely though!) Jewellery, cameras and other valuables are all insured
Of course, clothes, household items, electronics and whitegoods, art, books, and personal items are included – it even includes liability for death or injury to anyone at your place.
Some items are automatically included outside the home up to pre-determined sub-limits, with even greater levels of cover available under our Premier Cover or alternatively, our optional Specified Portables cover.
What’s not included?
The exclusions are straightforward. We don’t cover things you damage deliberately. We don’t cover wear and tear. Of course, cars and boats aren’t covered by contents insurance as these are typically covered by their own policies. Bikes are not covered while you are riding. For a full list of exclusions you can read the PDS.
