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Contents Insurance for Renters

Designed for tenant needs

CHU Contents Insurance is flexible for Renters – choose your cover amount and upgrade for extras like accidental damage or portable contents.

Protect what matters with CHU Contents Insurance

CHU Contents Insurance for Renters helps cover the cost of repairing or replacing your belongings after unexpected events. From furniture and electronics to clothing and jewellery, protect what matters most.

Not sure how much cover you need? Think about what it would cost to replace your belongings at today’s prices – from furniture and appliances to laptops, clothing and jewellery.

Find out more about CHU Contents Insurance.

What’s included in the cover

Standard features and insured events

Not included

  • Storm, fire, theft, flood and more
  • Legal liability up to $30 million
  • Temporary accommodation up to a maximum of 6 weeks from date of incident.
  • Natural disasters e.g. earthquake or tsunami
  • Escape of water or other liquid
  • Accidental breakage of glass or sanitary fixtures
  • Damage by explosion
  • Food spoilage
  • Burnout of electric motors, if not older than 10 years
  • Cover for contents while moving

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Read the PDS and TMD for full terms, conditions and exclusions.

  • Wear and tear
  • Previous damage that hasn't been repaired
  • Rust, corrosion, gradual deterioration
  • Rising damp, seepage, mould, mildew, rot
  • Action of the sea
  • Damage to sporting equipment while being used

Optional Extras

Accidental damage
Extra protection for unexpected mishaps – like when a child accidentally breaks your TV.

Portable contents
Cover away from home, for items such as mobile phones and bicycles.

Contents Insurance Estimate Calculator

Use the contents insurance calculator for a general estimate of what it might cost to replace your belongings with new items. This is a guide only, so ensure it reflects the true replacement value.

Choosing the right ‘contents sum insured’ helps avoid underinsurance. The calculator uses basic details to estimate this amount, which you can adjust. Most items are covered on a new-for-old basis.

If you're unsure about the right amount to insure for, we recommend seeking professional advice.

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Contents Insurance for Renters FAQs