Get a quote
Skip to Main Content
Manage my policy Get a quote

Why Choose CHU?

CHU is one of Australia's largest and most awarded insurance underwriting agencies.
CHU's difference is that it offers comprehensive insurance, so you don’t need to purchase ‘optional extras’. CHU specialises in providing comprehensive insurance for strata properties like apartments, units, villas and townhouses.

Icon Award winning
Multi Award Winning

Awards include back to back winners of the Underwriting Agency of the Year Award 2017 – 2018 and 2021 - 2023 and Insurance Business Brokers' Pick winner 2016 – 2021.

Icon Cover for your building and common area contents
Over 1 million properties protected

We are strata specialists, organising the insurance for over 1 million apartments, units and townhouses across Australia.

icon 24hr2x
24/7 Claims Process and Emergency Hotline

When you need help the most CHU’s claim process strives to be quick and accessible.

Icon History
A Long and Progressive History

CHU arranged the first residential strata plan insurance in Australia over 40 years ago and now offers a wide range of insurance.


CHU are multi-award winners: ANZIIF Underwriting Agency of the Year Award 2017 – 2018 , 2021, 2022, 2023; Insurance Business Australia Underwriting Agency of the year 2021, 2022 and Brokers' Pick winner 2016 – 2021.

AwardsStripBanner desktop1150x150 AwardsStripBanner mobile600x260

Insurance Products offered by CHU

product icon residential strata insurance white

Residential strata

Building and common area contents

Voluntary workers and workers compensation

Legal liability

Temporary accommodation or loss of rent

Catastrophe Insurance

Machinery Breakdown

Office Bearers’ Liability

21 day cooling off period 

product icon landlords white

Landlord insurance

Tax deductable

Loss of rent -  loss of rentable value, departure of tenant, default by tenant (Policies which commenced between 14 May 2020 and 30 June 2021 did not have Rent Default available as an option.)

Flood cover

$30m Legal Liability

Theft and malicious damage by tenant

Motor burnout

21 day cooling off period

product icon contents white

Contents insurance

New for old replacement

Portable contents

Flood cover

$30m Legal Liability

Accidental and malicious damage

Protection from fire, explosions, storms, earthquakes, theft and water

21 day cooling off period 

Specialists in Strata

CHU is one of the largest protectors of residential, commercial and community association buildings in Australia. When your building is underwritten by CHU your covered you have the support of a national network of specialist with 24/7 online claims service and emergency assistance.

product icon residential

Residential Strata

Trust Australia’s first, and largest strata insurance specialist to arrange insurance for your residential strata title building and common areas including driveways and pools

product icon commercial

Commercial Strata

CHU offers commercial strata insurance to protect your commercial strata title building and common areas events including theft, fire, malicious damage and storms

product icon community

Community Association

CHU also offers community association insurance to protect the common areas and property of an association while also providing liability cover for various risks.