What’s a Target Market Determination (TMD)?

A Target Market Determination is a document that describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

This is to make sure we’re keeping customers at the centre of our approach to the design and distribution of our insurance products. We have a consumer-centric approach to the design and distribution of our products, with the aim of helping consumers to obtain financial products that are appropriate for their objectives, financial situation and needs. It also describes the events or circumstances where we may need to review the Target Market Determination.

Residential Strata Insurance Target Market Determination (TMD)

Target Market Determination is a document that describes who the product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

Commercial Strata Insurance Target Market Determination (TMD)

Target Market Determination is a document that describes who the product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

Community Association Insurance Target Market Determination (TMD)

Describes who the product is appropriate for and any conditions around how the product can be distributed to customers.

Community Association Home Insurance Target Market Determination (TMD)

Describes who the product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

Contents Insurance Target Market Determination (TMD)

Describes who the product is appropriate for and any conditions around how the product can be distributed to customers.

Landlord Insurance Target Market Determination (TMD)

Target Market Determination is a document that describes who the product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

Build to Rent Target Market Determination (TMD)

Target Market Determination is a document that describes who the product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

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