Contents Insurance

Contents Insurance for Renters

CHU Contents Insurance is flexible for Renters – choose your cover amount and upgrade for extras like accidental damage or portable contents.

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Cover for your personal belongings

21 days cooling off period

24/7 Emergency Claims Line

Cover for contents while moving

Protect what matters with CHU Contents Insurance

CHU Contents Insurance for Renters helps cover the cost of repairing or replacing your belongings after unexpected events. From furniture and electronics to clothing and jewellery, protect what matters most.

Not sure how much cover you need? Think about what it would cost to replace your belongings at today’s prices – from furniture and appliances to laptops, clothing and jewellery.

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What is included in your cover
Optional extras
Plus your policy comes with
What is not included in your cover

Cover for damage or loss caused by a storm, fire, theft, flood and more
Up to $30 million legal liability
Temporary accommodation
Contents cover while moving to your new residence
Natural disasters e.g. earthquake or tsunami
Electrical motor burnout cover
Contents cover for up to 60 days at your old and new home
Environmental upgrades
Food spoilage

Limits and conditions apply. Refer to the PDS for full details.

Accidental Damage Cover: For an additional premium this option covers accidental damage to contents like when a child accidentally breaks your TV with a ball.
Portable Contents Cover: Covers personal items that are designed to be used, worn or carried away from home.

21 days cooling off period should you change your mind
24/7 claims service and support with emergency assistance
For strata lot owners, you will not have to pay an excess if your strata building owner makes a claim on a CHU policy for loss or damage caused by the same incident.

Home (or ‘buildings’) insurance
Wear and tear, gradual deterioration or costs associated with maintenance
Previous damage that hasn’t been repaired
Rising damp, seepage, mould, mildew, rot
Action of the sea
Damage to sporting equipment while being used

Contents Insurance Estimate Calculator

Use the contents insurance calculator for a general estimate of what it might cost to replace your belongings with new items. This is a guide only, so ensure it reflects the true replacement value.

Choosing the right ‘contents sum insured’ helps avoid underinsurance. The calculator uses basic details to estimate this amount, which you can adjust. Most items are covered on a new-for-old basis.

If you’re unsure about the right amount to insure for, we recommend seeking professional advice.

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