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Portable Contents Insurance

In your apartment plus in transit

Protect your smart phone, jewellery, and other prized possessions at home and on the go.

Our Portable Contents option

If you’re seeking protection for your valuable portable items, such as laptops, mobile phones and bikes, you can add Portable Contents cover for an additional premium. This provides cover for the items you have selected and for accidental loss or damage anywhere in Australia or New Zealand and includes cover worldwide for up to 90 consecutive days.

Portable contents can fit into any of the following categories:

Category

Mobile Phones

Jewellery and watches – this does not include smart watches

Portable electronic devices – includes things like GPSs, smart watches, tablets and laptops (but excludes mobile phones)

Bicycles and personal mobility devices – include their equipment and accessories

Recreational, hobby items or clothing – includes things like sporting equipment, musical instruments, camping gear, and accessories normally worn or carried such as sunglasses and handbags

Medical or health items – includes things like hearing aids (but not hearing implants), prescription spectacles or mobility scooters but does not include any medical equipment or apparatus that requires specialised fitting, customisation or modification by a medical professional, is custom made for you, or requires operation or supervision by a medical

professional while in use. It also does not include drugs or other prescribed medication. See the definition of ‘medical or health items’ for further details.

Collections

Where you’re covered

Your Portable Contents are covered:

  • anywhere in Australia (including at your property address) and New Zealand; and
  • for up to 90 consecutive days at a time anywhere else in the world

 Plus you’re covered with

  • 21 days cooling off period
  • 24/7 online claims service and emergency hotline