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Residential Strata Insurance Plan

Cover for residential strata

Strata insurance is compulsory for residential buildings and common areas to cover theft, storm, water damage and fire as well as legal liability.

Australia’s first and largest residential strata specialist

Australia’s first and largest residential strata insurance specialist

CHU created the very first strata plan insurance policy in Australia and started trading in Sydney in 1978. 40 years later, CHU has grown to become Australia’s largest strata insurance specialist, arranging insurance for more than 100,000 strata buildings. This was recognised with CHU winning the ANZIIF Underwriting Agency of the Year Award in 2017 and 2018  which commends demonstration of excellent technical skills, strong underwriting results and outstanding client service.

What is strata insurance? 

Residential Strata Insurance Plan

It is mandatory for strata title properties to hold residential strata insurance across Australia.

While each state and territory has different legislative requirements, it’s designed to cover common areas as defined on the property’s title including common property such as lawns, driveways, lifts and pools from events such as theft, storm, water, fire and malicious or accidental damage.

Strata insurance must also provide liability cover in the event of personal injury in connection with the insured property.

Your CHU Residential Strata Insurance Plan quote covers:

Icon Cover for your building and common area contents
Cover for your building and common area contents
Icon Emergency and temporary protection
Emergency and temporary protection
Icon Legal liability
Legal liability
Icon loss of rent
Temporary accommodation and rent
Icon Removal and storage
Removal and storage of contents due to damage to property
Icon Office bearers legal liability
Office bearers' legal liability - optional

Why choose CHU?

multi award winners v3
Multi award winning
residential insurance apartment exterior
Almost 1 million properties protected
Emergency assistance
24/7 Claims Process and Emergency Hotline
certificate of currency v3
Over 40 years of insurance expertise

Important documents

Name Link

PDS and policy wording for policies effective 15 May 
Our policy encompasses additional and increased benefits over the minimum required by law.

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PDS and policy wording for policies effective 1 March 2018 
Our policy encompasses additional and increased benefits over the minimum required by law.

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Summary of key changes
Outlines key policy changes, and should be read in conjunction with latest Product Disclosure Statement and Policy Wording.

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PDF Quote Form 
Download and complete a pdf quote form

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