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ARPC Cyclone Mitigation Measures

The Australian Reinsurance Pool Corporation (ARPC) has introduced strata mitigation discounts for eligible risks that form part of the ARPC Cyclone Pool. These new discounts will apply from 1st April 2025.

To help you access these discounts, CHU has introduced five new underwriting questions, the answers to which may affect your premium.

These five questions are:

  • What is the most appropriate mitigation method for the roof construction for all Buildings at your plan?
  • Does your Building have permanent protection installed externally on all glass windows?
  • Are all external doors located on all Buildings at your plan
    • Metal;
    • Timber with solid cores; or
    • Glass doors (including balcony doors)
  • Is the Garage Door located in the Main structure/Building and installed to be compliant with AS4505 (version 2012 or later)?
  • Are all gutters on all Buildings compliant with the following conditions:
    • Gutter overflows for all perimeter gutters on boxed eaves and/or all box gutters (at each end); or
    • All eaves have no eave lining

As CHU has not previously collected this information, these new questions are currently marked as 'Unknown' on your policies.  

You can easily update answers to these questions at a policy level through StrataTech. For self-managed strata customers please call 1300 289 248 to check your eligibility.

You can find out more about the mitigations and qualifying criteria below: