We all know how easy it is to drop your phone and then, at best, just crack the screen, or at worse, break it completely
So, while CHU Contents Insurance for Strata can’t retrieve your photos and messages, we can take some of the pain out of having to buy a new one – it’s all part of our standard contents cover.
Mobile phone insurance
As well as all your other personal effects and belongings, CHU Contents Insurance for Strata and Community Association, covers your phone from theft or damage even when you take your phone out with you.
What else should I know?
For each claim on CHU Contents Insurance for Strata there is a $500 excess.
Mobile Phone Insurance FAQs
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Is my mobile phone covered under CHU Contents Insurance?
Yes, your mobile phone is covered for damage or theft while at home as part of your standard contents insurance - subject to the terms in the PDS.
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Is there an excess if I make a claim for my phone?
You will be able to select the excess that applies to each claim under CHU Contents Insurance for Strata policies, this is shown on your Certificate of Insurance.
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Does CHU cover all phone types and brands?
Yes, we cover most personal-use mobile phones, including smartphones — provided they fall within the general terms and limits of your policy.
