CHU Portable Contents Insurance Options
If you’re seeking protection for your valuable portable items, such as laptops, mobile phones and bikes, you can add Portable Contents cover for an additional premium. This provides cover for the items you have selected and for accidental loss or damage anywhere in Australia or New Zealand and includes cover worldwide for up to 90 consecutive days.
Portable contents can fit into any of the following categories:
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Category |
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Mobile Phones |
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Jewellery and watches – this does not include smart watches |
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Portable electronic devices – includes things like GPSs, smart watches, tablets and laptops (but excludes mobile phones) |
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Bicycles and personal mobility devices – include their equipment and accessories |
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Recreational, hobby items or clothing – includes things like sporting equipment, musical instruments, camping gear, and accessories normally worn or carried such as sunglasses and handbags |
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Medical or health items – includes things like hearing aids (but not hearing implants), prescription spectacles or mobility scooters but does not include any medical equipment or apparatus that requires specialised fitting, customisation or modification by a medical professional, is custom made for you, or requires operation or supervision by a medical |
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Collections |
Where you’re covered
Your Portable Contents are covered:
- anywhere in Australia (including at your property address) and New Zealand; and
- for up to 90 consecutive days at a time anywhere else in the world
Plus, you’re covered with
- 21 days cooling off period
- 24/7 online claims service and emergency hotline
Read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) for the full details of the cover, including limits, exclusions and conditions.
Portable Contents Insurance FAQs
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What is Portable Contents Insurance?
What is Portable Contents Insurance?
Portable Contents Insurance is an optional extra that covers selected personal items — like phones, laptops, and jewellery — when you take them outside your home.
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What items can I cover with Portable Contents Insurance?
What items can I cover with Portable Contents Insurance?
You can cover mobile phones, tablets, laptops, smartwatches, jewellery, bicycles, recreational equipment, prescription glasses, and more. Check the PDS for the full list and item limits.
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Where am I covered?
Where am I covered?
Your portable contents are covered anywhere in Australia and New Zealand, and for up to 90 consecutive days anywhere else in the world.
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Is my phone or laptop covered while I’m travelling overseas?
Is my phone or laptop covered while I’m travelling overseas?
Yes. With Portable Contents cover, selected items are covered worldwide for up to 90 consecutive days.
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Can I choose which items I want to insure?
Can I choose which items I want to insure?
Yes. You can nominate which specific portable items you want covered under this option.
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Are there any exclusions?
Are there any exclusions?
Yes. Certain items such as medication, customised medical equipment, and motorised scooters may not be covered. Be sure to read the PDS for full exclusions and conditions.
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How do I add Portable Contents Insurance to my policy?
How do I add Portable Contents Insurance to my policy?
Simply speak to our team or select the Portable Contents option when getting a quote for your CHU Contents Insurance policy.
