The Community Association Insurance Plan covers shared property like roads and pathways, gardens and facilities. This policy covers your individual home and personal possessions.

Yes. You can add optional cover such as accidental damage and portable contents protection to suit your lifestyle.

Yes. You’re covered for legal liability up to $30 million, including incidents that occur at your home or away from it (depending on the cover type).

Yes. If your home is insured and becomes unfit to live in due to an insured event, we can cover temporary accommodation costs for up to 24 months or 20% of your building sum insured.

Yes. You can customise your policy to include building only, contents only, or a combined Home and Contents cover.

It offers flexible protection for your building, contents or both — covering insured events like fire, storm, theft, water damage and more. 

Yes — if you want protection for your own home and personal belongings. The Community Association Insurance Plan covers shared or community property only.

A community association is a type of land subdivision where there is a shared use and ownership of community property and amenities. Community associations can include a mix of residential homes and commercial properties spread over a large area of land, with insurance responsibilities divided between common areas and individual lot or home owners. 

Download and complete a PDF quote form.

Explains how we calculate premiums, apply excesses and settle claims.

Describes who the product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

Encompasses additional and increased benefits over the minimum required by law.