Do I need Landlord Insurance if I have strata building insurance?

You may still need landlord insurance if you rent out a strata property. 

Residential strata insurance generally covers the building, common property and common contents insured by the strata body corporate. It may not cover landlord-owned contents inside your lot, strata fixtures that the body corporate is not required to insure, loss of rent, certain tenant-related damage or your legal liability as a landlord. 

CHU Landlord Insurance can help protect you for these landlord-specific risks, depending on the cover selected. 

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