Yes. Certain items such as medication, customised medical equipment, and motorised scooters may not be covered. Be sure to read the PDS for full exclusions and conditions.
Typically, owners corporation insurance does not cover the personal belongings of individual unit owners/residents. Owners corporation insurance only covers the shared or common property within the strata building.
An owners corporation (also known as a body corporate in some states) manages and maintains common property in strata-titled buildings. Insurance is essential to help maintain and protect shared areas and assets from damage, liabilities or unexpected events.
Yes. You can add optional cover such as accidental damage and portable contents protection to suit your lifestyle.
Yes. You’re covered for legal liability up to $30 million, including incidents that occur at your home or away from it (depending on the cover type).
Yes. If your home is insured and becomes unfit to live in due to an insured event, we can cover temporary accommodation costs for up to 24 months or 20% of your building sum insured.
Yes. You can customise your policy to include building only, contents only, or a combined Home and Contents cover.
It offers flexible protection for your building, contents or both — covering insured events like fire, storm, theft, water damage and more.
Community property varies but typically includes assets such as shared roads and pathways, gardens, fences, utility infrastructure and facilities such as swimming pools or clubhouses that are owned by the association.
No, this is an optional cover that can be added to protect committee members against claims arising from decisions made while performing their duties.
No, individual lot owners will need separate Home & Contents or Landlord Insurance to cover their private property and belongings.
It covers accidental loss or damage to shared community property, legal liability, volunteer worker injury and optional protections like office bearers’ legal liability for the association’s elected committee members.