Yes. You’re covered for up to 60 days during your move, and you can easily update your policy with your new address.
It covers your belongings — like furniture, electronics, clothing, and appliances — against events such as storm, theft, fire, and water damage. It also includes legal liability cover.
No, but you can add Accidental Damage Cover to your policy to protect against everyday mishaps, like power surges or spills.
Yes. Add the Portable Contents option to your policy to protect personal items when you’re out and about — even overseas for up to 90 days.
Strata insurance is arranged by the owners corporation and covers the building structure and shared property. Contents insurance protects your personal belongings inside your lot.
Yes. If your home becomes uninhabitable due to an insured event, we can help cover the cost of temporary accommodation.
It covers your furniture, appliances, electronics, clothing, and more from events like fire, theft, flood, or storm. It also includes legal liability and optional extras like accidental damage or portable contents.
Liability to others (sometimes referred to as Public Liability) is a compulsory requirement under legislation. The minimum limit of liability varies between states and territories as follows:
ACT – minimum of $10,000,000
NSW – minimum of $20,000,000, as well as mandatory cover for voluntary workers
NT – minimum of $10,000,000
QLD – minimum of $10,000,000
SA – minimum of $10,000,000, as well as mandatory cover for fidelity guarantee
TAS – minimum of $10,000,000
VIC – minimum of $20,000,000
WA – minimum of $10,000,000
It covers legal costs if claims are made against members of the strata committee. Protection applies to wrongful acts, errors, or omissions committed while carrying out official duties.
Yes. Exclusions are detailed in the Product Disclosure Statement (PDS).
- There are exclusions that apply to the entire policy (general exclusions).
- Additionally, there are other exclusions that are specific to certain covers within the policy (specific exclusions).
In some cases, additional exclusions may be applied depending on your building’s situation. Review your policy carefully and contact us for information on any other specific exclusions.
No. Strata insurance does not cover your personal property inside your unit. You need separate contents insurance to protect belongings like furniture, appliances, clothing, and valuables. Residential Strata Insurance only covers the building structure and shared common areas.