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Contents Insurance for Renters

Designed for tenant needs

CHU Contents Insurance is flexible for Renters – choose your cover amount and upgrade for extras like accidental damage or portable contents.

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Protect what matters with CHU Contents Insurance

If you're renting, CHU Contents Insurance can help cover the cost of repairing or replacing your belongings if they're damaged or destroyed by events like fire, flood, earthquake or theft.

Not sure how much cover you need? Think about what it would cost to replace your belongings at today’s prices – from furniture and appliances to laptops, clothing and jewellery.

Find out more about CHU Contents Insurance.

What’s included in the cover

Standard features and insured events

Not included
  • Storm, fire, theft, flood and more
  • Legal liability up to $30 million
  • Temporary accommodation for strata lot owners up to a maximum of 24 months from date of incident and for renters up to a maximum of 6 weeks from date of incident.
  • Natural disasters e.g. earthquake or tsunami
  • Escape of water or other liquid
  • Accidental breakage of glass or sanitary fixtures
  • Damage by explosion
  • Food spoilage
  • Burnout of electric motors, if not older than 10 years
  • Cover for contents while moving

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Read the PDS and TMD for full terms, conditions and exclusions.
  • Wear and tear
  • Previous damage that hasn't been repaired
  • Rust, corrosion, gradual deterioration
  • Rising damp, seepage, mould, mildew, rot
  • Action of the sea
  • Damage to sporting equipment while being used

Optional Extras

  • Accidental damage
    Extra protection for unexpected mishaps – like when a child accidentally breaks your TV.
  • Portable contents
    Cover away from home, for items such as mobile phones and bicycles.
Award winning
CHU AwardStrip desktop1150x150 Aug2024 v2 CHU AwardStrip mobile600x260 Aug2024 v2

CHU Underwriting Agencies Pty Ltd (ABN 18 001 580 070, AFS Licence No: 243261) acts under a binding authority as agent of the insurer QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFS Licence No: 239545).

Terms, conditions, limits and exclusions apply to the products referred to above. Any advice on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. Before making a decision to acquire any product(s) or to continue to hold any product we recommend that you consider whether it is appropriate for your circumstances and read the relevant Product Disclosure Statement (‘PDS’), Financial Services Guide (‘FSG’), and the Target Market Determination (‘TMD’) which can be viewed on this website or obtained by contacting CHU directly.

CHU Underwriting Agencies is a wholly owned subsidiary of Steadfast Group Ltd (ABN 98 073 659 677) (‘SGL’). SGL may receive a professional services fee (PSF) from insurers, premium funders and underwriting agencies such as CHU Underwriting Agencies (Partner) for access to regulatory and compliance support; marketing and communications; data insights; and access to technology platforms. The PSF is an agreed amount between SGL and the relevant Partner, usually annually. The PSF is not determined by the volume of the business that the Steadfast Network brokers place, nor is the amount of the PSF known to the Steadfast Network Brokers, so it is not able to influence recommendations to their clients. CHU Underwriting Agencies may have access to shared services from SGL, including: compliance tools; procedures; manuals and training; legal; HR banking; and group purchasing arrangements. These services are funded by SGL, subsidised by SGL or SGL receives a fee for them. SGL’s FSG is available at www.steadfast.com.au or on request by telephoning SGL’s Company Secretary on +61 2 9495 6500.

The CHU website has been translated for your convenience using translation software powered by Weglot (https://weglot.com/). Reasonable efforts have been made to provide an accurate translation, however, no automated translation is perfect nor is it intended to replace human translators. Translations are provided as a service to users of the CHU website, and are provided "as is." No warranty of any kind, either expressed or implied, is made as to the accuracy, reliability, or correctness of any translations made from English into any other language.

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